Free Credit Report & Credit Score

A credit report by it self is not very useful. Without knowing your actual credit score a credit report is a simple collection of items in your credit history. Unfortunately the government only allows for a free copy of a credit report and not the credit score it self. If all you still need is an annual free copy of your credit report then AnnualCreditReport.com is the only place you should look. It is the only centralized service for consumers to request a free annual credit report as provided by law. The issue with this service is that you should be looking at your credit report much more often than once per year and you will not be provided with your credit score. This is why we compiled a list of services that give you not only your credit report and your credit score but provide you with tools so you can actively monitor and manage your credit as often as needed.

MyFico is a great place to get your credit report and score. The advantage of going with MyFico is that you can get your credit report and your credit score plus several very helpful tools. As you know you can't get a a credit score for free but with a special 30 day FREE trial it is as close to free as you can get.

Choose the myFICO® product that's right for you

	Start Score Watch® Free Trial Now	FICOŽ Score & Credit Report	Suze Orman's FICOŽ Kit Platinum	FICO® Quarterly Monitoring
Your FICO® score and compete credit report	2 per year From Equifax 30-Day Free Trial $8.95/month Get A FREE Trial Now	1 total From the bureau of your choice $15.95 one-time Get Score & Credit Report	3 total From the bureau of your choice $49.95 one-time Get Suze Orman's Kit	4 per year From TransUnion $4.95/month FICO® Quarterly Monitoring
Details why your score is good/bad**
Simulate how your score may change**
Customer support via E-mail or phone
Help with disputing credit errors
Monitoring of your FICO® score
Alerting for detected score changes
Advice on home or car buying
How to get out of credit card debt

Equifax is another great place to get your credit report and score. This company offers the same advantages as MyFico but with a deferent product mix. It is good to have choice so we decided to add Equifax to the mix. Take a look at their product, this is a great company and you can not go wrong with them.

Choose the Equifax product that's right for you

	Get Equifax ID Patrol™ Today!	Equifax Credit Watch Gold 3-in-1 Now!	Equifax Credit Watch™ Gold	Get Score Watch™ Today!
	Special - Only $14.95/month (Regularly $16.95/month) Get Equifax ID Patrol™	$12.95/month Get Credit Watch Gold 3-in-1	$9.95/month Get Credit Watch™ Gold	$9.95/month Get Score Watch™
Credit File(s) Monitored
Score Monitoring
Alert Frequency	Daily	Daily	Daily	Daily
Reports Included	Unlimited Equifax Credit ReportsTM - One 3-in-1 Credit Report	Unlimited Equifax Credit ReportsTM - One 3-in-1 Credit Report	Unlimited access to your Equifax Credit ReportsTM	Two Score Power® Reports
ID Theft Insurance	$20,000†	$20,000†	$20,000†
Customer Service	24-7 with Fraud Specialist	24-7 with Fraud Specialist	24-7 with Fraud Specialist	24-7
Lock Equifax Credit Report	Included	Optional	Optional